What is a Home Inspection?
Why Get a Home Inspection?
A home inspection is an in-depth visual examination of the physical structure and systems of a home. It is not an appraisal that tells you what the home is worth’ or a code compliance audit: an inspection will basically tell you what is wrong with the property as well as all the good things!
If you are thinking of buying a home, condo, townhouse, or duplex, you should have it properly inspected before final purchase by an experienced and impartial licensed inspector.
Purchasing a home will probably be the single largest investment you will ever make. You should know exactly what to expect, inside and out, in terms of repairs and maintenance and their possible costs. A fresh coat of paint could be hiding serious structural problems. Water marks on ceiling, roof decking, or floor joists may indicate a chronic leakage problem or simply a result of a single incident. Your home inspector interprets these and other clues, then presents a professional and impartial opinion as to the overall condition of the property before you buy, so you can avoid any unpleasant surprises after the sale.
Of course, a good home inspection will also point out any positive aspects of a home, such as: a new roof, new siding, and professionally installed pool or spa, to name but a few. Some buyer programs consider home inspections to be so important that they allow for additional financing to help cover costs of an inspection.
There are already a few players in your home buying or selling transaction - Realtors, mortgage lender, family, and of course the buyer/seller. Now you are going to add another - a home inspector. You need to be able to interview your potential inspector and find the one that can best educate you on the major purchase about to transpire.
As the real estate market grows rapidly in the area, more inspectors are joining in the competition for your business. There are some very good inspection companies and also some with very little in the way of proper training, experience, and knowledge. Until recently, it wasn't easy to find a professional who could make a valid assessment of the dozens of systems and components that make up a house.
Before you schedule a home inspection, interview a few inspectors using a comparison checklist. Do you feel comfortable talking to them? Are they willing to explain the home inspection process to you? With Budget Services, you can be assured that we will listen to your concerns and present a report to answer your specific questions.
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